Why we exist
Banking in Africa isn't built for us. Millions of entrepreneurs, small businesses, freelancers, and even salaried professionals are left to navigate outdated systems that don't match the speed and realities of modern life.
Traditional banks are slow, paperwork-heavy, and out of touch with today's digital-first generation.
At Cloud9, we believe you deserve more than just a place to store money. You deserve a smarter way to move it, access credit when you need it, grow your wealth, and spend with freedom all in real time.
We're here to make banking simple, rewarding, and built around how you actually live.
We're building a youth-focused digital banking platform for Africans, where money meets lifestyle...
Our Mission
To empower users and businesses with seamless access to value from cashback to credit, loyalty to lifestyle anytime they pay.
Our Vision
To build Africa's most dynamic realtime payments, commerce and rewards network—powered by card payments and accessible across digital and offline experiences.
Our Promise
We commit to delivering reliable, user-centric services that prioritize security, transparency, and growth, ensuring your financial journey is seamless and successful.
Cloud9 was founded with this clear mission and long term view that enables us to be solely focused on building financial products and technology the right way - while being an incredible partner to every one we serve.